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We are here for you when you need us more

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Auto Insurance service from L & C Express Services Corp provides you with affordable coverage, a wealth of experience, and personalized service to find the right policy for your car. We offer a variety of vehicle insurance options. We work with many different insurance carriers in order to find the best rates for you, including personal vehicle insurance, to ensure that you get the coverage you need at a price that fits your budget. With our insurance options, you can have peace of mind knowing you are protected on the road.
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Customize your policy to fit your life:

• Bodily injury 

• Medical injury protection

• Personal injury protection

• Property damage liability

• Collision coverage

• Towing and roadside assistance

• Optional equipment coverage

• Increased limits

• Comprehensive and more


What are 3 things we should consider when choosing auto insurance? Before choosing a policy, consider how much coverage you need for yourself and your car, and how much coverage you can afford. Be sure to consider customer service reputation, including claims service and responsiveness, before choosing a car insurance company.

What is the 80% rule with insurance companies? The 80% rule describes a policy in which insurers only cover the costs of damage to your house or property if you've purchased coverage that equals at least 80% of the property's total replacement value.

What is a good rule of thumb for car insurance? A good rule of thumb is to supplement your state's required auto insurance with enough extra coverage to match your net worth. This may entail increasing your liability coverage limits as well as adding optional types of car insurance such as collision and comprehensive coverage.

What factor affects insurance premiums the most? Factors That Affect Car Insurance Rates the Most Car make and model. High-risk violations. Yearly mileage. Credit history. Driving record. Zip code. Marital status. Gender. Gender is a factor that can influence car insurance rates in some states.

What are 7 factors that will decide how much your auto insurance premium is? What Factors Affect Your Car Insurance Premium? Some factors that may affect your auto insurance premiums are your car, your driving habits, demographic factors and the coverages, limits and deductibles you choose. These factors may include things such as your age, anti-theft features in your car and your driving record.

Does credit score affect insurance rate? A higher credit score decreases your car insurance rate with almost every insurance company and in most states. Getting a quote, however, does not affect your credit.

What are the most important things to look for in car insurance? Liability insurance: This covers bodily injury and property damage caused to another party in a crash. Experts recommend buying more than the legal minimum even if you don't have much in assets to protect.

Which age group pays the most for car insurance? If you're wondering which age group pays the most for car insurance, car insurance is generally the most expensive for teens and young adults. These higher rates reflect the increased statistical likelihood that these drivers will be involved in an accident due to inexperience behind the wheel.

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